Ckw Financial Group, LLC

CKW Financial Group, LLC offers the CKW Financial Group Wrap Fee Program, a fee-only investment advisory program allowing individuals, trusts, estates, charitable organizations, and business entities to trade in various securities without separate brokerage commissions. Clients must complete a client profile, sign an investment advisory wrap fee agreement, and open a securities brokerage account with a designated broker-dealer. The Program Fee ranges from 0.06% to 1.50% of assets managed, payable quarterly based on the previous quarter's market value. Clients can make additions or withdrawals, subject to CKW's discretion. The firm may charge a lesser fee based on specific criteria. There is no minimum account size requirement, and the program is open to various client types. CKW acts as the portfolio manager, with discretionary authority over client accounts. Clients receive regular account statements and can contact CKW without restrictions. The firm's management team has extensive financial experience and required licenses. CKW's executives include Carl E. Choy, Lynne R. Kinney, and Ronald "Buzz" Wo, each with a background in reputable financial institutions.