Wealthjar Investment Advisory, LLC

Wealthjar Investment Advisory, LLC, established in April 2017, is an independent, fee-only firm owned by The Rice Partnership, LLC. They offer portfolio management services through Institutional Intelligent PortfoliosTM, providing a range of investment strategies managed through exchange-traded funds (ETFs) and cash allocation. Wealthjar acts as a fiduciary, selecting portfolios based on clients' risk capacity, tolerance, and time horizon. Clients can adjust portfolio aggressiveness and exclude up to three ETFs. The firm's investment strategies range from conservative to aggressive, including socially responsible and income-producing options. Wealthjar charges an annual fee of 1.00% or a flat fee of $500, with negotiable terms. Financial planning services start at $2,500, with ongoing planning available for $50 per month. Estate planning assistance is also offered. The minimum account size to open an account is $5,000. Wealthjar does not charge performance-based fees and does not accept commissions. The firm uses Schwab as a custodian/broker and participates in the Schwab Advisor Network program, receiving client referrals and benefits from Schwab. Clients can grant discretionary authority for transactions, and proxy voting for ETFs is handled by Schwab. Wealthjar has no financial issues or bankruptcy history.