Timberchase Financial, LLC

Timberchase Financial, LLC, established in 2004 by Bryan Hancock, offers fee-only financial planning and investment management services. The firm caters to individuals, trusts, estates, charitable organizations, and small businesses, operating as a fiduciary under ERISA and the Internal Revenue Code. Clients maintain control over their assets, with Timberchase providing personalized financial planning and investment advice. The firm does not sell commissioned products and charges fees based on a tiered schedule ranging from 0.50% to 1.20% of assets under management. Clients may opt for a fixed fee based on service complexity. Timberchase employs a strategic passive asset allocation strategy, primarily investing in no-load mutual funds and ETFs. The firm does not engage in traditional security analysis and emphasizes risk management, addressing various investment risks such as interest-rate and market risks. Timberchase has no disciplinary history and does not receive compensation from third parties. The firm exercises discretion in trading client accounts and does not vote on client securities. Timberchase maintains constructive custody through a qualified custodian and undergoes annual independent examinations. Clients receive regular performance reports and are encouraged to compare them with custodian statements. The firm does not have financial impairments affecting client commitments. As of December 31, 2024, Timberchase managed approximately $237 million for 122 clients.