Four Corners Financial

Four Corners Financial, a registered investment advisor established in September 2016, operates under V&V Management Group Corporation. Led by Steven T. Varvaro, CFP®, the firm offers wealth management services to individuals, high net worth individuals, trusts, estates, and retirement plans. Acting as a fiduciary, the firm upholds a duty of loyalty, fairness, and good faith towards clients. Investment management services include personalized solutions using diversified mutual funds, ETFs, and other investments to meet client goals. Financial planning services are also offered, either as part of wealth management or through separate engagements. Fees for wealth management services are tiered based on assets under management, while financial planning fees are hourly or fixed. Retirement plan advisory services are available with an annual asset-based fee. Four Corners Financial does not charge performance-based fees and does not manage proprietary investment funds. Clients have investment discretion, and the firm does not accept proxy-voting responsibility. The firm's investment strategies incorporate cyclical and Fama-French analysis methods. Personal trading policies are in place to mitigate conflicts of interest. The firm does not receive compensation from product sponsors and does not engage in soft dollar programs. Clients' assets are held at Altruist Financial LLC, the recommended custodian. The firm's Privacy Policy ensures the security and confidentiality of clients' personal information.