Jma Financial Advisors, Inc.

JMA Financial Advisors, Inc. is a Registered Investment Adviser established in 1977, offering fee-only financial advisory and investment management services. The firm specializes in providing unbiased advice by avoiding the sale of commissioned financial products. JMA caters to affluent individuals, retirement plans, non-profit organizations, estates, and trusts, acting as a fiduciary to prioritize clients' interests. Services include investment advisory, financial planning, tax planning, education funding, insurance planning, retirement planning, estate planning, and litigation support. JMA manages assets on a discretionary basis, with fees ranging from $85 to $400 per hour or 0.5% to 1.75% per annum based on assets under management. The firm does not charge performance-based fees and typically requires managed accounts to have at least $1,000,000. JMA employs fundamental, technical, and cyclical analysis in its investment strategies, utilizing diversified portfolios and third-party information sources. Clients have investment discretion, and accounts are reviewed quarterly. JMA does not vote proxies for client securities and does not have custody of client funds. The firm has a Business Continuity Plan in place to address potential disruptions.