Garner Financial Management

Garner Financial Management, Inc. is a registered investment advisor located in Lafayette, CA, and has been providing investment advisory services since 2002. The firm offers asset management services, retirement rollovers, flat fee consulting, and hourly consulting. Garner Financial Management operates as a fee-only advisor, charging fees based on a percentage of assets under management. The annual fee for investment management services ranges from 1.00% to 0.75%, depending on the portfolio size. The firm follows a fiduciary standard, ensuring that clients' interests come first. Clients have the option to cancel the agreement with a 30-day notice. Garner Financial Management utilizes fundamental and technical analysis in selecting securities and funds for client portfolios. The firm's investment strategies include long-term and short-term purchases, with a focus on client-specific investment goals and risk tolerance. The minimum account size for new clients is $500,000, and accounts are reviewed quarterly by Blair J. Garner. The firm does not charge performance-based fees and does not engage in side-by-side management. Garner Financial Management does not have any reportable disciplinary events and does not accept compensation for client referrals. The firm has no financial conditions that would impair its ability to meet contractual obligations.