Wealth Design Consulting, LLC

Wealth Design Consulting, LLC is a fee-only registered investment advisor specializing in investment management services. The firm, established in 2000, aims to assist clients in achieving financial stability and independence. With assets under management totaling $31.9 million, the firm offers portfolio management services primarily using Exchange-Traded Funds (ETFs) and mutual fund products. They require a minimum initial investment of $100,000, with a tiered fee structure not to exceed 1.10% for the first $500,000 of assets. Wealth Design Consulting, LLC is a fiduciary and offers general consulting services, including financial statements, asset allocation analysis, tax planning, and estate planning. The firm's investment strategies include asset allocation, Modern Portfolio Theory, tactical allocation modeling, and dollar-cost averaging to manage risk and maximize returns. The firm's Chief Compliance Officer, Jennifer L. Cook, oversees regulatory compliance. The firm's owner, Dennis C. Cook, also serves as Of Counsel at Cook and Associates, P.C., a law firm specializing in personal planning law. Clients have the option to engage both firms for legal and investment services, with full disclosure of any potential conflicts of interest. The firm does not receive referral compensation and maintains custody of client assets with Charles Schwab & Company, Inc. Clients have the option to vote on securities and can terminate portfolio management services with a 10-day notice. Wealth Design Consulting, LLC does not engage in performance-based fees or side-by-side management. The firm's investment philosophy emphasizes long-term wealth building while maintaining risk tolerance levels acceptable to clients.