Heydorn Stone Capital Management LLC

Heydorn|Stone Capital Management LLC is an independent Registered Investment Adviser established in June 2001 by Margaret S. Heydorn and Alana M. Stone. The firm primarily offers discretionary investment management services to individuals, trusts, retirement plans, endowments, foundations, and corporations. Services may include financial planning and consulting, with a focus on tailored investment strategies based on client goals and risk profiles. The firm's investment approach emphasizes diversification through asset allocation, utilizing mutual funds, individual bonds, ETFs, and separate account managers for individual stock portfolios. HSCM's fee structure is percentage-based, with fees billed quarterly and a minimum quarterly fee of $1,250. The firm manages discretionary assets of approximately $92,940,000 and non-discretionary assets of approximately $4,883,000. Clients with at least $500,000 of assets under management may request a complimentary financial plan. Heydorn|Stone Capital Management does not charge performance-based fees and serves individuals, high net worth individuals, trustees, pension and profit sharing plans, and charitable organizations with a minimum investment relationship size of $500,000. The firm's investment analysis includes qualitative and quantitative approaches, and the investment strategies are designed for long-term investors. Clients are reminded quarterly to update HSCM on any changes in objectives or circumstances. The firm does not vote proxies on behalf of clients and has no financial impairment affecting its ability to meet client commitments.