Affinity Financial Advisors

Affinity Financial Advisors, established in 1981, offers tailored investment advisory services including asset management, asset allocation, education planning, financial planning, and retirement plan consulting. The firm operates under the legal name AFA Inc., with principal owners Peter D. Knutson and Victoria M. Bogner. AFA's investment strategies include various model portfolios and individualized accounts designed for growth, moderate, or conservative investors. The firm's services are offered on a discretionary basis, allowing AFA to make investment decisions without prior client consultation. AFA primarily uses mutual funds, variable annuities, and exchange-traded funds in its investment strategies. For asset management services, AFA charges a management fee based on the account size, with fees ranging from 1.00% to 2.00%. Additionally, AFA offers financial planning services with fees up to $5,000, and retirement plan consulting services with fees negotiated on a case-by-case basis. The firm participates in TD Ameritrade's and Schwab's institutional customer programs, receiving benefits such as research tools and trading services. AFA also has a referral program with Ramsey Solutions' SmartVestor program for client referrals within a specific geographic region. AFA does not have custody of client funds and securities, and clients receive account statements directly from the custodian. The firm does not vote client securities, and clients have the discretion to make voting decisions. AFA's Privacy Policy ensures the protection of clients' nonpublic personal information and outlines how and why information is collected, shared, and protected. Clients are informed about the firm's financial condition, privacy practices, and the handling of their personal information.