Valley Wealth Strategies, LLC

Valley Wealth Strategies, LLC, operating as Zuk Financial and Drummond & Associates, is a registered investment advisor founded in January 2016. The firm offers investment advisory services to individuals, high net worth individuals, families, trusts, estates, small businesses, charitable organizations, and retirement plans. As a fiduciary, the firm upholds a duty of loyalty, fairness, and good faith towards clients. Investment management services include customized solutions through discretionary and/or non-discretionary management using mutual funds, ETFs, individual stocks, and fixed income securities. VWS may recommend redistributing investments, increasing sector weightings, and employing cash positions as hedges. The firm primarily focuses on long-term investments but may make short-term adjustments based on client objectives or market conditions. VWS does not charge performance-based fees and manages approximately $1.2 billion in client assets. Fees for advisory services are up to 1.25% annually, based on a tiered schedule. VWS does not participate in soft dollar programs and does not receive compensation for securities transactions. The firm does not have custody of client funds except for fee deduction purposes and money movement authorization. Clients have the right to limit sharing of personal information, and VWS does not sell client data. The firm's Privacy Policy ensures the protection and confidentiality of client information.