Johnson Lyman Wealth Advisors

Johnson Lyman Wealth Advisors, established in 1985, specializes in fee-only financial planning and investment management for individuals, trusts, estates, pension plans, and small businesses. The firm does not sell commissioned products and acts as a fiduciary, placing trades under a limited power of attorney with a qualified custodian. Services include Wealth Management, Investment Management, Financial Planning Projects, and advisory services to retirement plans. The firm manages over $128 million in assets for clients. Fees are based on a percentage of assets under management, with a tiered fee structure. Clients are required to have a minimum of $2 million in assets under management, with a minimum quarterly fee of $4,750. The firm does not charge performance-based fees. Clients have limited power of attorney for trading, and the firm does not vote client securities. Robert A. Lyman, CFP®, is the sole shareholder and Chief Compliance Officer. Advisors hold the CFP® certification and have relevant work experience. The firm does not have any disciplinary history or receive compensation from referrals or other sources. Clients receive regular reports and account statements from the custodian. - 18 -