Cullinan Associates, Inc.

Cullinan Associates, Inc. is an investment advisory firm based in Louisville, Kentucky, established in January 1990. The firm specializes in strategies utilizing large-cap common stocks combined with covered call option writing. They manage client accounts individually, with all accounts incorporating covered call option writing. The firm participates in wrap fee programs and manages assets on a fully discretionary basis. As of December 31, 2022, the firm had approximately $1,857,130,925 in discretionary assets under management. For DividendWriting and OverWriting accounts, fees are not more than 0.65% and 0.50% of market value, respectively. IndexPlus accounts have fees not exceeding 0.40% of market value, with negotiable fees for account values above $5,000,000. The firm does not use performance-based fees or side-by-side management. Cullinan serves various clients, including individuals, high net worth investors, pension plans, trusts, and corporations. Minimum account sizes generally range from $100,000 to $500,000 depending on the account type. The firm's investment strategies involve covered call option writing on portfolios of large-cap common stocks or an S&P 500 exchange-traded fund, aiming to reduce risk. Cullinan does not have any disciplinary actions against the firm or its employees. They do not compensate for client referrals and have custody of client assets due to fee deductions. Clients grant the firm investment discretion, and Cullinan generally does not vote client securities.