Sachetta, LLC

Sachetta, LLC is a financial advisory firm based in Lynnfield, MA, established in 1984 as Sachetta & Company, LLC. The firm specializes in providing personalized tax preparation, financial planning, and investment management services to individuals, trusts, estates, and small businesses. They offer fee-only services, meaning they do not receive commissions for product sales and do not act as custodians of client assets. Clients maintain control over their assets, with trades executed under a limited power of attorney. Sachetta, LLC offers various advisory services, including financial planning agreements and wealth management advisory agreements. They manage approximately $884 million in total assets, with most assets managed on a discretionary basis. The firm's investment strategies focus on strategic asset allocation, utilizing mutual funds and exchange-traded funds for diversification. Clients are not charged separately for financial planning services under the Wealth Management Advisory Agreement, with fees based on a percentage of assets under management. The firm does not have a minimum account size, but the minimum annual fee is $10,000. Sachetta, LLC discloses potential conflicts of interest and provides periodic investment performance reports to clients. The firm's principals, including Stephen Ahern, Michael Callahan, and Matthew Stead, oversee the business strategy and employee supervision. Sachetta, LLC emphasizes transparency, client education, and adherence to fiduciary duties in providing financial advice and services.