Lifecourse Capital, Inc.

LifeCourse Capital, Inc. is a registered investment advisor firm established in November 2001 and specializes in offering investment management, qualified plan asset allocation, and financial planning services tailored to individual needs. The firm operates on a discretionary basis, managing accounts based on model portfolios reviewed quarterly. Clients have the option to impose restrictions on investments and participate in at least two meetings before implementation begins. The firm's fee structure is based on a percentage of managed funds, with asset management fees billed annually. LifeCourse has $120,238,399 of client assets under discretionary management as of June 30, 2023. The firm does not engage in wrap fee programs and does not participate in non-discretionary asset management. Clients are required to have a minimum account size of $200,000, which may be waived based on individual circumstances. LifeCourse conducts fundamental, technical, and charting analysis for investment decisions and emphasizes risk management. The firm does not charge performance-based fees and acts as a fiduciary, always prioritizing clients' interests. LifeCourse does not have custody of client funds and does not vote client securities. Additionally, the firm has a stable financial position and received a PPP loan in 2020, which is not expected to materially impact its operations.