Wiser Wealth Management, Inc

Wiser Wealth Management, Inc., established in 2001, is a Marietta-based registered investment advisor specializing in comprehensive financial planning and asset management. The firm, owned by Casey Tyler Smith, offers services to individuals, high net worth individuals, small business owners, and various entities without a minimum account size requirement. Wiser Wealth manages client assets on a discretionary basis, providing personalized Investment Allocation Models based on risk tolerance and financial goals. The firm primarily uses ETFs to construct diversified portfolios, incorporating digital asset ETFs for moderate to aggressive portfolios. Wiser Wealth charges annual fees based on a percentage of Assets Under Management, with fees ranging from 0.60% to 1.50%. Additionally, the firm offers flat fee financial planning services starting at $5,750. Clients have the option to pay fees by check and can request updates to financial plans at an hourly rate of $475. Wiser Wealth does not charge performance-based fees and does not participate in wrap fee programs, except for qualified clients in the Flightpath program. The firm acts as a fiduciary, prioritizing clients' best interests and maintaining a Code of Ethics to guide its operations. Wiser Wealth recommends Charles Schwab & Co., Inc. as a custodian and broker, providing clients access to a range of investment products and services. The firm does not have any soft-dollar agreements and does not generally permit directed brokerage. Clients receive ongoing account reviews and statements, with the firm not voting on client securities. Wiser Wealth has no disciplinary history or financial impairments affecting client commitments.