Piermont Wealth Management Inc.

Piermont Wealth Management Inc. is a New York corporation established in October 2000 and registered as an investment adviser in June 2002. The firm offers discretionary investment advisory services on a fee-only basis, with annual fees based on a percentage of assets under management. Clients can also request financial planning and consulting services for a separate fixed fee. The firm primarily allocates client assets among mutual funds, individual equity securities, and fixed income securities. Piermont Wealth Management Inc. does not participate in performance-based fees or side-by-side management. Clients are encouraged to review financial planning issues and investment objectives annually. The firm conducts ongoing account reviews and provides clients with written transaction confirmations and account statements. Piermont Wealth Management Inc. does not vote client proxies and does not solicit fees more than $1,200 per client six months in advance. The firm has not been subject to disciplinary actions or bankruptcy petitions. Clients can contact the Chief Compliance Officer, Philip J. Capell, for any questions regarding the firm's services and disclosures.