Michael A. Dubis Financial Planning, LLC

Michael A. Dubis Financial Planning, LLC is a Wisconsin Limited Liability Company established in June 2002 and registered as an investment adviser with the SEC since July 5, 2016. The firm, owned by Michael A. Dubis, offers financial planning and discretionary investment management services to individuals and high net worth clients. Services include financial planning focusing on cash flow, retirement, education, estate, tax planning, and insurance. Clients must sign an agreement detailing services and fees. MDFP may provide limited financial planning services outside the standard engagement. The firm does not offer legal, accounting, or insurance services. Clients have options for retirement plan rollovers and ERISA/IRC fiduciary acknowledgment. MDFP charges a fixed annual fee based on a tiered schedule and may adjust fees based on various factors. The firm primarily uses fundamental and technical analysis for investment strategies, focusing on long-term and short-term purchases. Clients have discretion over their accounts and receive ongoing monitoring and reviews. MDFP does not accept performance-based fees and primarily serves individuals and high net worth clients with a minimum annual fee of $10,000. The firm does not receive compensation from investment advisors and does not vote client proxies. Clients receive quarterly account statements and have access to third-party aggregation/reporting platforms. MDFP maintains a Code of Ethics and Privacy Policy to protect client information and ensure confidentiality.