Diversified Management Inc

Diversified Management, Inc. (DMI) is a registered investment adviser established in Milwaukee, Wisconsin, in 1993. The firm also operates under the DBA Cream City Investment Services to cater to clients with varying asset levels. DMI specializes in investment advisory, financial planning, and income tax services for high net worth individuals, families, trusts, and estates. The firm offers services such as cash flow management, retirement planning, estate planning, and investment management. DMI clients have the option to grant limited power of attorney for trading decisions, with ongoing reviews and portfolio summaries provided regularly. For clients with lower asset levels, Cream City Investment Services offers model asset allocation portfolios based on risk tolerance, with eight risk-based models available. CCIS clients have full discretionary authority for trading decisions, with model portfolios reviewed and rebalanced semi-annually. The fee structure for DMI is based on a percentage of assets under management, with fees billed quarterly. DMI does not participate in wrap fee programs and does not charge performance-based fees. The firm's advisors hold various professional certifications such as Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), Enrolled Agent (EA), and Masters of Science in Taxation (MST). DMI maintains a Code of Ethics, ensuring compliance with ethical standards and client interests. The firm uses Charles Schwab & Co., Inc. as a custodian and broker, providing clients with access to a broad range of investment products and services. Clients receive account statements directly from Schwab at least quarterly.