Mraz, Amerine & Associates, Inc.

Mraz, Amerine & Associates, Inc., operating as Mraz and Associates, is an SEC registered investment adviser based in Modesto, CA, established in October 2011. The firm offers financial planning, consulting, and investment management services, with assets under management totaling approximately $784,862,351 on a discretionary basis as of February 7, 2025. Clients can engage Mraz for discretionary or non-discretionary investment management services, primarily involving mutual funds, individual securities, and variable products. The firm's investment philosophy focuses on disciplined, value-oriented strategies to achieve long-term growth aligned with client objectives and risk tolerance. For financial planning services, fees range from $1,000 to $5,000, while investment management fees are charged annually based on a tiered fee schedule, starting at 1.25% for the first $500,000. Mraz primarily uses Charles Schwab & Co., Inc. as the custodian and broker, offering a range of institutional services and support. The firm does not engage in performance-based fees, and clients include individuals, pension plans, trusts, and corporations. Mraz exercises investment discretion, allowing the firm to make decisions on behalf of clients regarding securities transactions. Clients are responsible for voting proxies, and the firm does not vote on their behalf. Mraz does not have any disciplinary disclosures or financial conditions that may impact client commitments.