Monterey Private Wealth, Inc.

Monterey Private Wealth, Inc. is a registered investment adviser established in 2001, offering investment advisory services, financial planning, and retirement plan consulting. Clients can engage in discretionary or non-discretionary services based on a fee structure that ranges from negotiable to 1.125% of assets under management. Additional financial planning and consulting services are available on a separate fee basis. The firm may recommend allocating assets among various securities, mutual funds, ETFs, and government securities based on client objectives. MPW does not participate in wrap fee programs and does not accept performance-based fees. The firm conducts ongoing account reviews and provides clients with regular statements. MPW recommends Schwab or Ascensus as custodians and does not compensate for client referrals. Clients maintain exclusive responsibility for voting securities. The firm does not vote client proxies. MPW does not foresee any financial conditions impairing its ability to meet commitments. For any inquiries, clients can contact Steven Merrell, Chief Compliance Officer.