Oceanside Advisors LLC

Oceanside Advisors LLC, established in 2012 and registered as an investment advisor in 2014, offers personalized financial planning and investment management services. The firm specializes in financial planning, investment management, tax planning, insurance review, education funding, retirement planning, and legacy planning. Oceanside is fee-based and also operates as an insurance agency. The firm does not act as a custodian of client assets but places trades under a limited power of attorney. Clients receive tailored investment strategies based on their goals and risk tolerance. For asset management services, Oceanside charges fees based on a percentage of assets under management, with tiered fee schedules. The firm also offers one-time financial planning and consulting services at an hourly fee and ongoing financial planning services at a negotiable monthly fee. ERISA plan services are provided, including acting as a 3(38) Investment Manager. Oceanside requires a minimum account size of $500,000, which may be lowered or waived in certain instances. Johann Robert Kroll, the managing member, holds the CFA and CFP® certifications. He has no disciplinary history and is also an insurance agent. Mr. Kroll is responsible for supervision and ensuring compliance with the firm's policies and procedures. Oceanside does not engage in soft dollar arrangements and does not receive external compensation for the sale of securities to clients. Clients are encouraged to vote their own proxies, and all assets are held at qualified custodians. - 20 -