Polaris Investment Partners, Inc

Polaris Investment Partners, Inc., established in 1990 and based in Mt. Pleasant, SC, offers investment solutions to wealthy families, high net worth individuals, retirement assets, and private funds. The firm's investment philosophy combines traditional strategies with alternative assets for long-term goals. Services include separately managed accounts, equity-oriented strategies, and access to affiliated private funds and managed CTA portfolios. Polaris charges asset-based fees not exceeding 1.00% annually, with a minimum of $1,000 per year per advised household. Performance-based fees of 20.00% may apply to affiliated private funds. The firm follows a code of ethics, prohibits insider trading, and reviews accounts monthly. Polaris does not have custody of client assets but exercises investment discretion in line with stated objectives. The firm's President, John C. Pernell, Jr., is involved in MDB Capital Holdings, LLC, as an unpaid advisor and is forming a private investment fund to invest in MDB's pre-IPO shares. Polaris does not pay referral fees and does not vote client securities. The firm has no financial impairments and no disciplinary events. Clients receive monthly account statements and performance reports.