Triad Hybrid Solutions

Osaic Advisory Services, LLC, operating as Osaic Advisors, is an SEC-registered investment adviser established in 2014. The firm offers a Partner Program where clients enter agreements with both Osaic and third-party investment managers. Clients can choose between "Wrap" accounts with a single fee covering management, advisory, and execution costs, or "Non-Wrap" accounts incurring additional per-trade charges. The firm does not impose a minimum account size but charges a minimum service fee. Fees are negotiable, capped at 2.50% annually, with a minimum fee of $30 or up to 15 basis points per account. Clients grant discretion to third-party managers, with Osaic assisting in manager selection and asset allocation. The firm evaluates managers based on performance, philosophy, and process. Clients' personal information is shared with advisors for suitability assessments. Osaic's Code of Ethics emphasizes fiduciary duty and fair trading practices. The firm uses Fidelity and Schwab as custodians, with trade aggregation and directed brokerage available. Osaic receives compensation from the Partner Program fees and does not require prepayment exceeding $1,200 per client. The firm has no financial impairments and has not faced disciplinary events.