Zak Investment Management Company, LLC

Zak Investment Management Company, LLC, established in 2007, offers investment advisory services to individuals, high net worth individuals, trusts, estates, foundations, and charitable organizations. The firm operates on a fee-only basis, with fees calculated as a percentage of assets under management. Clients must enter into an Investment Advisory Agreement detailing services, fees, and termination terms. The firm does not provide financial planning, estate planning, or accounting services. Clients have discretion over engaging recommended professionals for these services. The firm may recommend retirement rollovers but discloses potential conflicts of interest. As a fiduciary, the firm must act in clients' best interests, following specific professional standards and fee transparency guidelines. Investment strategies include long-term purchases, short-term purchases, and trading. The firm primarily allocates assets among individual equities, fixed income securities, mutual funds, and ETFs. Clients receive quarterly fee statements and account reviews. The firm does not vote client proxies and does not accept compensation for client referrals. Clients can impose restrictions on the firm's discretionary authority. The firm recommends Charles Schwab as a broker-dealer/custodian and may receive support services from them. The firm has no disciplinary history and maintains a Code of Ethics.