Unest Advisers, LLC

UNest Advisers, LLC is a digital investing platform specializing in children's investment accounts and college savings management services. Established in June 2020, the firm offers the UNest Wrap Fee Program, providing investment services through a mobile application tailored for minors' financial needs. Clients can open accounts with no minimum size, requiring a minimum initial and subsequent deposit of $25. The firm charges a flat monthly membership fee of $4.99, covering investment advisory services and other related services. UNest operates on a discretionary basis, selecting investment portfolios based on client-provided information. Clients can choose from ETF-based portfolio strategies ranging from conservative to aggressive, with options for socially responsible investments. The firm rebalances holdings and reinvests dividends automatically. UNest emphasizes risk management, offering a College Savings Calculator for estimating costs and providing educational materials on its website. The firm's cybersecurity measures aim to protect client information. UNest does not have a history of legal or disciplinary events and discloses potential conflicts of interest, including compensation for client referrals. Clients can terminate their advisory relationship at any time, with unpaid fees due upon termination.