Miramar Capital

Miramar Capital LLC, established in November 2017, is a Registered Investment Adviser based in Northbrook, Illinois. Specializing in investment advisory services for individuals, high net worth individuals, retirement plans, institutions, and charitable organizations, the firm focuses on helping clients build, manage, and preserve wealth to achieve financial goals. Miramar offers discretionary and non-discretionary investment management services, tailoring portfolios based on client objectives, risk tolerance, time horizon, and unique circumstances. The firm emphasizes understanding client needs to establish appropriate asset allocation, with a focus on quality growth stocks and high-grade fixed income securities. Miramar provides ERISA Section 3(21) investment management services for employer-sponsored retirement plans, sharing fiduciary responsibility with plan sponsors. The firm also offers financial planning services, consulting, and a wrap fee program. Fees for investment management are asset-based, ranging from 0.8% to 1.60% annually, with additional fees for financial planning and retirement plans. Miramar does not charge performance-based fees, engages in side-by-side management, or accept/pay fees for referrals. The firm participates in custodial programs with TD Ameritrade, Fidelity, and Schwab, providing benefits such as research tools and trading services. Miramar does not vote proxies on behalf of clients and does not require prepayment exceeding $1,200 per client. The firm maintains a Code of Ethics to mitigate conflicts of interest and acts as a fiduciary under the Investment Advisers Act of 1940. Miramar does not have any disciplinary history or financial impairments that could affect client commitments.