Guardian Wealth Management Inc.

Guardian Wealth Management, Inc. is a financial advisory firm founded in 2010 by Joshua R. Kirby, who serves as the President and Chief Executive Officer. The firm employs three wealth managers and a client service manager. Guardian offers two main advisory services: Investment Advisory Services, where the firm manages and supervises client investments for a fee based on assets under management, and Investment Planning Services, where Guardian provides an investment plan for a fixed payment. The firm tailors its services to individual client needs by creating Investment Policy Statements based on client objectives, goals, risk tolerance, and net worth. Guardian's investment philosophy focuses on income, capital appreciation, and preservation through asset allocation, security selection, and portfolio construction. The firm uses fundamental and technical analysis, as well as mutual fund analysis, to guide investment decisions. Clients are advised on the risks involved in investing, with an emphasis on diversification and long-term wealth building. Guardian charges fees based on a percentage of assets under management, with a fee schedule ranging from 0.75% to 2%. Fees are negotiable and are deducted directly from client accounts. The firm does not engage in performance-based fees, has no disciplinary history, and does not receive soft dollar benefits. Guardian does not have custody of client funds and uses Charles Schwab Institutional as a custodian. The firm reviews client accounts quarterly and does not vote client securities proxies. Clients are encouraged to review account statements and are provided with written quarterly reports. Guardian acts as a fiduciary, always prioritizing clients' best interests.