Moss, Luse & Womble, LLC

Moss, Luse & Womble, LLC is a registered investment advisor firm established with the U.S. Securities and Exchange Commission since April 10, 2019. The firm specializes in providing fee-based portfolio management services, financial planning services, and pension consulting services. They practice custom management of portfolios on a discretionary basis, primarily using a tactical allocation strategy to reduce risk and increase performance. The firm recommends investments in exchange traded funds and mutual funds, selecting them based on various criteria. Moss, Luse & Womble manages $595,179,000 in discretionary client assets under management as of December 31, 2024. For asset management services, clients pay an annual advisory fee of up to 0.45% of assets managed, payable quarterly. The firm also offers fixed fees for ongoing financial planning monitoring services and pension consulting services. Moss, Luse & Womble does not charge performance-based fees and serves various types of clients without minimum requirements for opening or maintaining an account. The firm utilizes fundamental analysis and has developed eight proprietary investment models tailored to different risk profiles, from Capital Preservation to Ultra Aggressive. Clients have the option to place restrictions on their investments or opt for a customized portfolio. Moss, Luse & Womble does not have custody of client funds and generally exercises investment discretion over client accounts with full disclosure and client agreement. The firm does not vote proxies for client securities.