The Watchman Group, Inc.

The Watchman Group, Inc. is an independent, fee-only SEC Registered Investment Advisor established in Texas in 2004. They offer wealth management, financial planning, consulting, and investment management services to various clients. The firm specializes in designing and managing custom portfolios tailored to individual needs on a fee-only basis. TWG serves as a fiduciary, managing portfolios on a discretionary basis based on agreed-upon strategies. They may recommend rolling over retirement plan accounts into managed accounts, acting as investment fiduciaries under ERISA. Financial planning services are offered on a fee-only basis, covering areas like retirement, tax, estate planning, and risk management. TWG generally imposes a $2 million minimum for new accounts and charges an annual fee based on a percentage of assets under management, varying between 0.25% and 1.25%. They do not accept custody of client securities and do not participate in wrap fee programs. The firm uses various methods of analysis, including fundamental, technical, cyclical, quantitative, and qualitative analysis, along with asset allocation strategies. TWG does not accept performance-based fees and provides investment advice on a range of securities. They have a Code of Ethics, disclose no disciplinary actions, and do not compensate for client referrals. Clients receive regular account reviews and reports, and TWG may vote proxies on behalf of clients. The firm has no financial commitments impairing its ability to meet obligations.