99rises Inc.

99Rises Inc. is a registered investment adviser founded in May 2019 by Utpal Diwan, offering a digital and mobile-enabled investing experience for individuals. The firm's Wrap Fee Program provides personalized, long-term-focused access to alternative investment strategies, focusing on fundamental stocks for two-sided returns and market protection. Clients must have a minimum account size of $5,000 and can invest in taxable accounts and Roth/Traditional IRAs. 99Rises has discretionary authority over client assets, managing portfolios through a proprietary model that rebalances monthly based on systematic algorithms. The Wrap Program Fee is a fixed 1.00% annually, charged monthly based on the average daily balance. Clients may incur additional fees from third-party institutions, such as ETF management fees. The firm's investment strategy involves long and short positions in US equities, personalized hedging, and risk management based on fundamental and technical analyses. Clients have limited control over portfolio restrictions and can change risk profiles via the 99Rises App. The firm does not provide tax or legal advice and does not engage in financial planning beyond investment management. Performance figures displayed are hypothetical and not indicative of actual client returns. 99Rises emphasizes risk management, market risk, price volatility, equity securities, short selling, and concentration of investments. Clients are encouraged to review account statements from the custodian, Apex, and update their information regularly. 99Rises has a Code of Ethics, offers referral compensation, and does not vote proxies on behalf of clients.