Smart Investments Advisory Incorporated

Roy E. Bennett is an Advisory Associate at Smart Investments Advisory Incorporated, with a business background that includes roles at The Seidler Companies, Inc. and Morgan Stanley Dean Witter Inc. Mr. Bennett has no reported disciplinary events. He is also a Registered Representative of Western International Securities Inc., conducting general securities business, which accounts for approximately 75% of his time. Mr. Bennett holds a California insurance license and offers insurance products. He does not engage in any other material businesses and does not receive economic benefits related to investment management from third parties. Smart Investments Advisory Incorporated supervises its Investment Advisor Representatives to ensure fiduciary obligations are met, with oversight on activities such as personal trading and client portfolio transactions. Barrick Smart serves as the Chief Executive Officer and supervisor. Mr. Bennett has no events to disclose as a State-Registered Advisor. Clients can contact Barrick Smart for further information or questions at 909-335-8565.