The Retirement Solution LLC

The Retirement Solution LLC, founded by Jim Black in 2007 and registered with the SEC, offers comprehensive financial planning, investment management, and insurance assessments to various entities. Services include income planning, portfolio analysis, tax planning, asset protection, education planning, retirement planning, and estate planning. Financial planning services are available for a negotiable fixed fee, covering areas such as income/lifestyle planning, social security optimization, pension analysis, survivor's income, portfolio analysis, fee review, portfolio design, tax optimization, and asset protection. TRS provides both discretionary and non-discretionary asset management services, with fees based on a fixed fee or a percentage of assets under management. The firm does not impose a minimum account size. Investment strategies focus on fundamental and technical analysis, with portfolios monitored quarterly and adjusted based on client objectives and risk tolerance. TRS does not vote proxies on securities and does not have any bankruptcy petitions in the past ten years. Clients are responsible for additional costs like brokerage commissions and custodial fees. The firm's employees adhere to a Code of Ethics and do not recommend securities in which they have a material financial interest.