Gw Financial

GW Financial, Inc. is a registered investment adviser founded in 1981, offering personalized financial planning, tax strategy, and investment management services. The firm does not act as a custodian of client assets, ensuring clients maintain asset control. Investment strategies include long-term and short-term purchases, primarily using no-load mutual funds or exchange-traded funds through Charles Schwab. As of December 31, 2024, the firm managed approximately $110,336,840 in assets. GW Financial provides comprehensive advisory services, including financial planning and investment management, on a fee-only basis. The firm does not sell annuities, insurance, or other commissioned products, and it is not affiliated with entities selling financial products. Clients can access Wealth Management services at two levels based on their asset size, with minimum annual fees of $6,600 for WM-Silver and $19,800 for WM-Advanced. Investment Management services are closed to new clients, and existing clients must transition to Wealth Management services. The firm's investment philosophy focuses on strategic asset allocation, factor-based investing, and risk management. GW Financial does not charge performance-based fees and requires a minimum investment of $1,000,000 for Investment Management accounts, which may be waived at the firm's discretion. Clients receive transparent fee schedules and can pay fees upfront, monthly, or quarterly for financial planning services. The firm recommends the use of Charles Schwab as a custodian and does not accept commissions or third-party compensation.