Bland Garvey Wealth Advisors, LLC

Bland Garvey Wealth Advisors, LLC (BGWA) is a registered investment adviser established in 2006 and based in Richardson, TX. The firm specializes in managing investment portfolios for individuals, charitable organizations, corporations, retirement plans, trusts, and small businesses. BGWA primarily recommends portfolios of no-load mutual funds, with a focus on passively managed asset class and index mutual funds, particularly those offered by Dimensional Fund Advisors (DFA). The firm also offers consulting services on various financial matters. BGWA's fee structure for investment management services is based on a percentage of assets under management, ranging from 1.00% to 0.35%. The minimum account size for investment management services is $250,000, with a separate minimum of $400,000 for fixed income securities management. The firm does not charge performance-based fees. Clients have the option to provide BGWA with investment discretion, allowing the firm to determine the securities and amounts bought or sold. BGWA also works with third-party sub-advisers, such as Focus Partners Advisor Solutions, for certain client accounts. BGWA does not vote proxies on behalf of clients and does not accept the authority to do so. The firm has no disciplinary information and has no financial commitments that impair its ability to meet client obligations.