Wealthcare Capital Management LLC

Wealthcare Capital Management LLC is a registered investment advisor established in Richmond, Virginia. The firm offers investment advisory, portfolio management, and financial planning services to various clients, including individuals, high net worth individuals, trusts, estates, retirement plans, and business entities. Wealthcare Capital Management LLC acts as a fiduciary, upholding a duty of loyalty, fairness, and good faith towards each client. The firm provides tailored investment solutions through discretionary or non-discretionary management, utilizing internal investment strategies, alternative investments, and independent managers. Clients may benefit from individual stock and fixed income portfolio management services, as well as access to mutual funds, ETFs, and alternative investments. The firm does not charge performance-based fees and generally does not participate in soft dollar programs. Wealthcare Capital Management LLC recommends custodians such as Charles Schwab & Co., Inc., Fidelity Clearing & Custody Solutions, and Pershing Advisor Solutions. The firm does not accept custody of client assets, except for limited purposes related to fee deduction and money movement authorization. Clients retain voting rights for their securities, and the firm generally does not accept proxy-voting responsibility. Wealthcare Capital Management LLC has no financial conditions impairing its ability to meet client commitments and has not been subject to bankruptcy proceedings.