Dempsey Lord Smith, LLC

Dempsey Lord Smith, LLC is an investment adviser firm based in Rome, Georgia, established in 2007. The firm manages $502 million in client assets as of March 31, 2023, all on a discretionary basis. They offer a Wealth Management Platform, including a wrap fee program through which clients receive portfolio management services. The minimum investment for this program is $10,000. Clients may have their assets managed by third-party asset managers or by DLS directly. DLS offers various programs, including Separately Managed Account, Multi-Manager Account, Wrap Strategists Mutual Fund & ETF Wrap Portfolio, Advisor Directed Unified Managed Account, PMC "SIGMA" and Select Mutual Fund Solution Program, and Strategic Adviser Portfolios Program, each with different minimum account sizes. Fees are negotiable but generally do not exceed 2.50% annually based on assets under management. Fees are paid quarterly in advance for third-party asset managers and monthly or quarterly for DLS-managed accounts. DLS has a Code of Ethics, and personnel are prohibited from making recommendations based on personal financial interests. The firm discloses disciplinary events and other financial industry activities, including referral fees paid to solicitors and compensation received from third-party asset managers. DLS has policies in place to address conflicts of interest and ensure compliance with regulations. Clients are provided with detailed information on investment strategies, risks, and potential conflicts of interest.