Empyrion Wealth Management, Inc.

Empyrion Wealth Management, Inc. is an SEC-registered investment advisor founded in 1989 and based in Roseville, California. The firm offers wealth management services, including personalized investment policy development and portfolio management based on client objectives. Clients can choose discretionary or non-discretionary account supervision, with investment recommendations covering various securities such as equities, bonds, mutual funds, and more. Empyrion also previously offered digital investing and planning services through Betterment for Advisors and eMoney Advisor, providing goal-based investment management, financial planning tools, and personalized financial and retirement plans. The firm manages $238 million in client assets on a discretionary basis as of December 31, 2022. Fees for wealth management services are tiered based on assets under management, starting at 1.15% for assets up to $1 million. Empyrion may negotiate fees based on client circumstances. The firm does not charge performance-based fees and acts as a fiduciary in clients' best interests. Empyrion uses asset allocation and passive investment strategies, emphasizing long-term purchases and risk management. Clients have the option to grant discretionary authority for trading decisions. Empyrion does not vote proxies on behalf of clients and does not require prepayment exceeding $1,200. Empyrion has no reportable disciplinary events and maintains custody of client assets through Charles Schwab or Betterment Securities.