Adams Ashby Financial Advisors

AF Advisors, Inc. dba Adams Ashby Financial Advisors is a California-based investment adviser established in 2009 by Jeffery Adams and Nina Adams. The firm offers comprehensive portfolio management services, including financial planning and consulting, tailored to individual clients' financial goals and risk tolerance. They also provide pension consulting services for employer plan sponsors in compliance with ERISA regulations. The firm manages over $737 million in assets on a discretionary basis. For their Comprehensive Portfolio Management service, fees are charged at 1.25% annually based on assets under management, billed quarterly. The firm does not offer performance-based fees or side-by-side management. Clients include individuals, high net worth individuals, trusts, estates, charitable organizations, and various business entities, with no minimum account balance requirement. Investment strategies include long-term purchases, short-term purchases, trading, short sales, margin transactions, and options. The firm conducts cyclical, fundamental, technical, and charting analysis to inform their investment decisions. They disclose various risks associated with investing, such as capital risk, economic risk, and market risk. AF Advisors acts as a fiduciary, ensuring full disclosure, acting in clients' best interests, and maintaining a high Code of Ethics. The firm does not receive compensation for client referrals or accept proxy authority to vote client securities. They recommend clients maintain accounts with Charles Schwab for custody and trading services, with whom they have a soft dollar arrangement for research and brokerage services. The firm does not provide financial information in the brochure as they do not meet the specified criteria.