Tate Private Wealth Advisers

Tate Private Wealth Advisers, established in 2005 and based in Sacramento, California, is a SEC-registered investment adviser offering individual portfolio management services. The firm manages approximately $233 million in client assets on a discretionary basis. Investment discretion allows Tate to make decisions and execute trades without prior client approval, based on stated investment objectives. The firm primarily recommends mutual funds and exchange-traded funds, with the option for clients to impose restrictions on investments. Tate's fee structure is based on a percentage of assets under management, with a minimum annual fee of $5,000 for portfolio management services. The firm may negotiate fees within specified ranges. Tate does not charge performance-based fees or engage in side-by-side management. The firm typically serves individuals, pension plans, trusts, estates, and business entities, with a minimum account size of $100,000. Tate's investment strategies include long-term and short-term purchases, with a focus on risk management. The firm utilizes third-party research from BlackRock and Dimensional Fund Advisors, among others, to inform investment decisions. Tate recommends clients maintain accounts with Fidelity or Schwab for trading and custody services. Tate receives benefits from these custodians, including access to institutional services and research. The firm has a Code of Ethics to ensure ethical conduct and compliance with securities laws. Tate does not vote proxies on behalf of clients.