Finer Wealth Management, Inc.

Finer Wealth Management, Inc. is a registered investment adviser established in 1996, offering financial planning, consulting, and investment management services. The firm manages assets totaling $249,678,933 on a discretionary basis as of December 31, 2024. Clients can engage the firm for financial planning, investment management, or comprehensive wealth management services. The firm primarily allocates client assets among various securities, including stocks, bonds, mutual funds, ETFs, and options contracts. Clients have discretion over their accounts and can impose restrictions if deemed necessary. For financial planning and consulting services, fees range from $500 to $10,000, with the option to offset fees for investment advisory services. Investment management fees are based on a tiered structure, starting at 1.50% for accounts under $500,000. The firm may negotiate lower fees based on specific criteria. Clients are advised on potential risks, including market volatility, interest rate fluctuations, and investment-specific risks. Finer Wealth Management recommends the use of Charles Schwab & Co., Inc. for custody, brokerage, and clearing services. The firm receives support services from Schwab to monitor and manage client accounts effectively. The firm does not engage in performance-based fees, accepts clients with a minimum portfolio value of $500,000, and does not vote on client securities. Additionally, the firm discloses affiliations with lead generation service networks for client referrals and an affiliated Certified Public Accounting firm.