Frost Investment Advisors, LLC

Frost Investment Advisors, LLC is a registered investment adviser established in January 2008, offering investment advisory services to mutual funds and separately managed accounts. The firm specializes in growth equity and taxable fixed income investments. For mutual funds, fees range from 30-50 basis points for fixed income and 50 basis points for equity annually. Separately managed accounts fees range from 4-20 basis points annually. The firm provides asset allocation models to financial institutions, focusing on diversification and minimizing volatility. Clients have discretion over their investments, with the firm managing accounts on a discretionary basis. Frost Investment Advisors does not charge performance-based fees or engage in side-by-side management. The firm serves investment companies, financial advisors, corporations, and endowments, with a minimum account size of $10 million for accounts with specific investment guidelines. Investment strategies include technical, fundamental, and cyclical analysis, with a focus on long-term and short-term purchases. The firm has no disciplinary events to report and provides custody services through qualified custodians. Clients receive regular performance reports, and the firm does not receive client referrals from executing broker/dealers. Frost Investment Advisors has adopted a Code of Ethics and voting policies to ensure fiduciary duty. The firm does not have financial conditions impairing its ability to meet commitments.