Bright Capital Advisors, LLC

Bright Capital Advisors, LLC is a registered investment adviser specializing in automated internet and mobile phone-based investment advisory services. Established on June 1, 2021, the firm offers discretionary portfolio management services exclusively through an online interface and mobile application. Clients input personal information via an interactive questionnaire to determine risk tolerance and investment goals, with Bright Capital then recommending one of three model portfolios - Moderate, Conservative, or Growth - constructed using low-cost ETFs. The firm charges a $14.99 monthly Subscription Fee for access to both savings and investment services, with fees paid regardless of account balance. Bright Capital does not provide financial planning, legal, or tax advice. Clients have full discretion over their accounts, with Bright Capital managing investments and executing trades based on client parameters. The firm does not offer in-person or phone-based advice, interacting solely through the application. Bright Capital does not charge performance-based fees and does not vote proxies on behalf of clients. The firm emphasizes transparency, liquidity, and diversification in its investment strategies, with a focus on ETF portfolios. Clients are encouraged to review all fees and risks associated with the program.