Auspicious Financial Planning, LLC

Auspicious Financial Planning, LLC, operating as Auspicious Financial Planning, is a fiduciary financial advisor firm based in San Ramon, CA. Established in 1991, the firm specializes in managing assets for various clients, including individuals, high net worth individuals, trusts, estates, charitable organizations, and businesses. As fiduciaries, the firm is committed to acting in the best interests of clients and offers a comprehensive portfolio management service that includes asset management and financial planning. The firm sponsors a "wrap fee" program, where clients pay a single fee for investment advisory services without commissions or transaction costs. The annual fee for these services ranges from 0.20% to 0.80%, billed quarterly based on the account value. Auspicious Financial Planning uses publicly traded mutual funds and exchange-traded funds in client portfolios, aiming to help clients achieve their financial goals while monitoring and rebalancing investments as needed. The firm does not charge performance-based fees and follows a disciplined investment strategy based on asset allocation to balance risk and return. Clients have the option to grant investment discretion to the firm, allowing them to execute securities transactions on their behalf. Auspicious Financial Planning recommends using Charles Schwab & Co. Inc. as the custodian for client assets, providing access to a broad range of investment products and services. The firm upholds a Code of Ethics, ensuring fair and ethical practices in client transactions and personal trading.