California Financial Advisors

California Financial Advisors, established in 1998, is a SEC-registered investment adviser based in California. The firm offers Investment Supervisory Services (ISS) and Individual Portfolio Management, providing continuous advice tailored to each client's needs. They offer financial planning services, evaluating current and future financial states to predict cash flows and asset values. Consulting services are also available for specific financial concerns. As of 12/31/2024, the firm managed $1.7 billion on a discretionary basis and $267 million on a non-discretionary basis. For ISS and Individual Portfolio Management, fees range from 0.4% to 1.2% based on assets under management, with a minimum of $100,000. Financial Planning and Consulting services are charged hourly at $150 to $450. The firm does not charge performance-based fees. Clients have the right to select their broker or dealer, with Schwab and Fidelity recommended as custodians. California Financial Advisors may direct brokerage transactions to brokers providing research services. The firm does not engage solicitors for client referrals and does not charge fees in advance exceeding $1,200. The firm has no reportable disciplinary events and maintains a Code of Ethics ensuring ethical business conduct. Clients receive quarterly reviews and reports for managed accounts. Proxy voting is conducted for client securities, with clients having the option to vote themselves. The firm has no financial conditions impairing its ability to meet obligations.