Curtis Advisory Group, LLC

Curtis Advisory Group, LLC is a financial advisory firm established in August 2009 by Ryan Earl Curtis and Joshua Daniel Hayes. The firm offers portfolio management services tailored to individual client goals, risk tolerance, and time horizon. Clients grant discretionary authority to CAG for selecting securities and executing transactions without prior permission. CAG operates as a fiduciary, prioritizing clients' interests and avoiding practices that may disadvantage clients. The firm may refer clients to third-party advisers or allocate assets among private equity funds. Additionally, CAG provides participant account management services for accounts not directly held in custody, leveraging an Order Management System for asset allocation and rebalancing strategies. CAG's fee structure for portfolio management is based on total assets under management, ranging from 1.00% to 0.10%. The firm's financial planning services are offered at a negotiated rate between $1,800 and $5,000, with ongoing financial planning advice. Clients may terminate agreements within specified periods without penalty. CAG primarily utilizes exchange-traded funds and mutual funds for managing liquid portfolios, with a minimum account size of $1,000,000, which may be waived at the firm's discretion. The firm does not participate in wrap fee programs and does not accept performance-based fees. Clients receive quarterly reports detailing account assets, value, and fees. CAG's investment strategies include long-term trading, short-term trading, margin transactions, and options trading, with a focus on risk management and client customization.