Garde Capital, Inc.

Garde Capital, Inc. is a registered investment advisor established in 2009 by its four principals: Jeffery Lippens, Marshal McReal, Thomas Owens, and Richard Severs. The firm offers investment advisory services on discretionary and non-discretionary bases, focusing on asset allocation and investment selection tailored to clients' objectives and risk profiles. As of January 31, 2023, the firm manages approximately $1.4 billion in assets, with a global portfolio strategy emphasizing diversification using Exchange Traded Funds (ETFs) and other investment types. The firm provides financial planning services, including personal balance sheets and financial projections, with a focus on client-specific needs. Garde Capital charges advisory fees based on a percentage of assets under management, with annualized fees ranging from 0.40% to 0.95%. Clients may also be subject to hourly fees or flat fees for additional financial services. The firm acts as a fiduciary, ensuring recommendations are in clients' best interests. Investment strategies at Garde Capital aim to manage risk through diversified portfolios and adherence to modern portfolio theory. The firm's investment philosophy combines academic principles with behavioral finance to optimize client returns. Garde Capital does not engage in commission-based compensation or charge performance-based fees. The firm serves various types of clients, including individuals, families, trusts, and retirement plans, providing tailored investment solutions and financial planning services.