Redwood Financial Network

Redwood Financial Network Corp. is a registered investment adviser established in 2011, offering asset allocation and investment management services through their wrap fee program, Redwood Asset Management (RAM). RAM provides a comprehensive asset management service for a single fee covering account management, brokerage, custody, and administrative services. The firm manages both discretionary and non-discretionary accounts, with fees ranging from 0.50% to 2.5% annually, negotiable based on assets under management and investment objectives. Redwood's investment process involves four steps: Discovery, Portfolio Construction, Implementation, and Monitor and Review. The firm utilizes various investment alternatives, including mutual funds, ETFs, individual stocks, and bonds, tailored to clients' financial goals and risk tolerance. Redwood's affiliated persons are registered representatives of LPL Financial, allowing access to diverse investment opportunities. The firm discloses potential conflicts of interest, such as compensation from mutual fund companies and insurance product sales. Redwood emphasizes compliance with a Code of Ethics, ensuring fair and ethical practices. Clients are encouraged to review fees, risks, and investment strategies, with a minimum account size of $250,000 for new clients. The firm maintains client confidentiality, conducts compliance reviews, and discloses any disciplinary events. Redwood's commitment to transparency and client-focused services is evident throughout the brochure.