Northern Capital Management, Inc.

Northern Capital Management, Inc. is a registered investment advisor established in 1992, specializing in Financial Advisory and Financial Planning Only services. The firm offers tailored investment advice based on individual financial situations, risk tolerance, and long-term goals. Clients can choose between asset management only or include financial planning topics such as budgeting, retirement planning, tax management, and more. For new clients with a Washington State Medical Association membership, fees range from 0.9% annually on assets up to $3,000,000 and 0.675% thereafter. Financial Planning Only services are available exclusively to WSMA members, with fixed fees ranging from $1,500 to $3,000. Northern Capital does not engage in performance-based fees, side-by-side management, or receive compensation for the sale of securities. The firm does not have a disciplinary history and provides clients with quarterly reports and financial plans. Clients have the option to grant discretionary trading authority, and Northern Capital does not vote on client securities. The firm does not have custody of client assets unless appointed as trustee, power of attorney, or personal representative. Northern Capital receives economic benefits from Schwab and WSMA for marketing activities and client referrals. The firm has no financial commitments impairing its ability to meet client obligations.