Richards Merrill Wealth Management

Richards Merrill Wealth Management, established in 2000, is a full-service Broker-Dealer firm owned by Steve Larson and John Larson. They offer Investment Supervisory Services tailored to individual client goals, risk tolerance, and time horizon, including creating Investment Policy Statements. Financial Planning Services are also available, providing advice on asset classes and investment vehicles. The firm's investment strategies involve charting, fundamental, technical, and cyclical analysis. They manage assets totaling $166,392,734 under discretionary management and $123,635,208 under non-discretionary management. Fees are charged quarterly based on account value, with rates ranging from 0.67% to 1.00% depending on the program. Clients are responsible for third-party fees, and RMWM does not participate in wrap fee programs. The firm serves various clients, including individuals, high-net-worth individuals, and corporations, with no minimum account size required. RMWM acts as a fiduciary for retirement accounts, ensuring advice is in the client's best interest. The firm discloses disciplinary information and maintains a Code of Ethics. Clients receive regular account reviews and reports, and RMWM does not accept proxy voting authority for client securities. Financially, the firm has no conditions impairing its ability to meet client commitments and has not filed for bankruptcy in the last ten years.