Financial & Tax Architects, LLC

Financial & Tax Architects, LLC is a registered investment advisor established in 1998, providing advisory services to individual and high-net-worth clients. The firm offers discretionary investment advisory services, financial planning, and consulting. Clients have the option to customize their investment strategies based on their objectives, risk tolerance, and time horizon. FTA's investment strategies include lower risk, moderate risk, and growth portfolios, aiming for capital appreciation and income generation. The firm does not charge performance-based fees and does not participate in wrap-fee programs. Clients are not required to have a minimum account size. FTA charges advisory fees based on a percentage of assets under management, with discretionary asset management fees up to 1.95% and sub-advisory services fees at 0.75%. The firm does not pay fees for client referrals and does not engage in principal trading or agency cross trades. FTA places importance on best execution and selects broker-dealers and custodians based on factors like execution capability, research tools, and pricing. The firm does not have custody of client funds, except for fee debiting purposes with client authorization. FTA has adopted a Code of Ethics and does not have any financial interests in securities recommended to clients. The firm does not vote on client securities and does not provide financial information disclosures as it does not require prepayment exceeding $1,200 or have financial commitments impairing its ability to meet client obligations.